🏠 Home Insurance
Hurricane season is not the time to find out you overpaid — or under-insured. Compare rates, hurricane excess and cover on buildings and contents.
| Provider & product | Annual premium | Cover | Rate (% of sum insured/yr) | Hurricane/earthquake excess | Min sum insured | Flood cover | Payment plan | |
|---|---|---|---|---|---|---|---|---|
| ICWI (Insurance Company of the West Indies)ICWI Home | buildings | 0.6% | 2% | J$5,000,000 | ✓ Yes | ✓ Yes | Visit ↗ | |
| Advantage General InsuranceAdvantage Home Cover | buildings + contents | 0.65% | 2% | J$5,000,000 | ✓ Yes | ✓ Yes | Visit ↗ | |
| JN General InsuranceJNGI Home Shield | buildings + contents | 0.65% | 2% | J$4,000,000 | ✓ Yes | ✓ Yes | Visit ↗ | |
| British Caribbean Insurance Company (BCIC)BCIC Homeowners | buildings + contents | 0.7% | 2% | J$5,000,000 | ✓ Yes | ✓ Yes | Visit ↗ | |
| GK General InsuranceGK Home Protect | buildings + contents | 0.75% | 2% | J$5,000,000 | ✓ Yes | ✓ Yes | Visit ↗ | |
| Key InsuranceKey Home | contents | 0.9% | 2.5% | J$1,000,000 | ✗ No | ✓ Yes | Visit ↗ |
About these figures. Home premiums depend on construction, location and sum insured. Hurricane/earthquake excess is usually a percentage of the sum insured. Spotted a wrong number? Report it and we will check it within a day. Show as cards instead
