💸 Money Transfer (USD → JMD)
The fee is only half the cost — the exchange-rate margin is the other half. See what really arrives in Jamaica from each service.
| Provider & product | Total cost of sending | Payout | Fee | FX margin | Speed | Pickup / deposit to | |
|---|---|---|---|---|---|---|---|
| RemitlyRemitly Economy | bank deposit | US$1.99 | 1.5% | 3–5 business days | Jamaican bank accounts | Visit ↗ | |
| WiseWise | bank deposit | US$3.20 | 0.6% | 1–2 days | Jamaican bank accounts | Visit ↗ | |
| RemitlyRemitly Express | cash pickup | US$3.99 | 1.5% | Minutes | JN Money, Lasco locations | Visit ↗ | |
| MoneyGramMoneyGram — cash pickup | cash pickup | US$4.99 | 2.5% | Minutes | Lasco MoneyGram locations | Visit ↗ | |
| Western UnionWestern Union — bank deposit | bank deposit | US$4.99 | 2% | Minutes to 1 day | Any Jamaican bank | Visit ↗ | |
| Xoom (PayPal)Xoom — bank deposit | bank deposit | US$4.99 | 2.5% | Minutes to 1 day | Jamaican bank accounts | Visit ↗ | |
| JN MoneyJN Money Online | cash pickup | US$6.99 | 1.8% | Minutes | JN Money / JN Bank locations | Visit ↗ | |
| Western UnionWestern Union — cash pickup | cash pickup | US$8 | 2% | Minutes | GraceKennedy / WU agents islandwide | Visit ↗ |
About these figures. Fees and margins are for a US$200 transfer paid by bank account. Exchange rates move daily; the margin is the gap from the BOJ mid-rate. Spotted a wrong number? Report it and we will check it within a day. Show as cards instead
