🛡️ Life Insurance
The same J$10M of protection costs different amounts at different insurers. Term, whole-life and universal-life compared.
| Provider & product | Type | Monthly premium from | Sum assured | Max entry age | Medical exam | Builds cash value | |
|---|---|---|---|---|---|---|---|
| CUNA Caribbean InsuranceCUNA Family Indemnity Plan | whole life | J$2,500 | J$2,000,000 | 75 yrs | ✗ No | ✗ No | Visit ↗ |
| Canopy InsuranceCanopy Term Life | term | J$3,000 | J$10,000,000 | 65 yrs | ✗ No | ✗ No | Visit ↗ |
| Guardian LifeGuardian Term Life | term | J$3,200 | J$10,000,000 | 65 yrs | ✗ No | ✗ No | Visit ↗ |
| Sagicor Life JamaicaSagicor Term Life 20 | term | J$3,500 | J$10,000,000 | 65 yrs | ✗ No | ✗ No | Visit ↗ |
| Guardian LifeGuardian Critical Illness | critical illness | J$4,500 | J$5,000,000 | 60 yrs | ✓ Yes | ✗ No | Visit ↗ |
| Scotia Insurance JamaicaScotia Elevate | universal life | J$7,500 | J$10,000,000 | 70 yrs | ✓ Yes | ✓ Yes | Visit ↗ |
| Sagicor Life JamaicaSagicor Universal Life | universal life | J$8,000 | J$10,000,000 | 70 yrs | ✓ Yes | ✓ Yes | Visit ↗ |
About these figures. Life premiums are quoted per person based on age, health and sum assured. Figures are indicative for a healthy 35-year-old. Spotted a wrong number? Report it and we will check it within a day. Show as cards instead
