🚗 Motor Insurance
Insurers price the same car very differently. Compare comprehensive and third-party premiums, excess and extras, then let them quote against each other.
| Provider & product | Indicative annual premium | Cover | Premium (% of value/yr) | Indicative annual premium | Excess | Min driver age | Roadside assistance | Payment plan | No-claims discount by claim-free year | Extras | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| General Accident Insurance (GenAc)GenAc Third Party | third party | 0% | J$50,000 | J$0 | 21 yrs | ✗ No | ✓ Yes | 20,25,35,45,55,65 | — | Visit ↗ | |
| ICWI (Insurance Company of the West Indies)ICWI Third Party | third party | 0% | J$52,000 | J$0 | 21 yrs | ✗ No | ✓ Yes | 20,25,35,45,55,65 | — | Visit ↗ | |
| Advantage General InsuranceAdvantage Third Party | third party | 0% | J$55,000 | J$0 | 21 yrs | ✗ No | ✓ Yes | 20,25,35,45,55,65 | — | Visit ↗ | |
| British Caribbean Insurance Company (BCIC)BCIC Third Party | third party | 0% | J$60,000 | J$0 | 21 yrs | ✗ No | ✓ Yes | 20,25,35,45,55,65 | — | Visit ↗ | |
| ICWI (Insurance Company of the West Indies)ICWI Comprehensive | comprehensive | 4.25% | J$127,500 | J$50,000 | 25 yrs | ✓ Yes | ✓ Yes | 20,25,35,45,55,65 | Windscreen, loss of use, online claims | Visit ↗ | |
| Advantage General InsuranceAdvantage Comprehensive | comprehensive | 4.5% | J$135,000 | J$40,000 | 25 yrs | ✓ Yes | ✓ Yes | 20,25,35,45,55,65 | Windscreen, loss of use | Visit ↗ | |
| General Accident Insurance (GenAc)GenAc Comprehensive | comprehensive | 4.5% | J$135,000 | J$45,000 | 25 yrs | ✓ Yes | ✓ Yes | 20,25,35,45,55,65 | Windscreen, loss of use | Visit ↗ | |
| JN General InsuranceJNGI Comprehensive | comprehensive | 4.5% | J$135,000 | J$40,000 | 25 yrs | ✓ Yes | ✓ Yes | 20,25,35,45,55,65 | Windscreen, roadside | Visit ↗ | |
| British Caribbean Insurance Company (BCIC)BCIC Comprehensive | comprehensive | 4.75% | J$142,500 | J$50,000 | 25 yrs | ✓ Yes | ✓ Yes | 20,25,35,45,55,65 | Windscreen, personal accident | Visit ↗ | |
| GK General InsuranceGK General Comprehensive | comprehensive | 5% | J$150,000 | J$45,000 | 25 yrs | ✓ Yes | ✓ Yes | 20,25,35,45,55,65 | Windscreen, roadside, courtesy car | Visit ↗ | |
| Key InsuranceKey Comprehensive | comprehensive | 5.5% | J$165,000 | J$60,000 | 25 yrs | ✗ No | ✓ Yes | 20,25,35,45,55,65 | Windscreen | Visit ↗ |
About these figures. Motor premiums depend on the vehicle, driver age, claims history and parish. Figures here are indicative for a typical private car; request a quote for your exact price. Spotted a wrong number? Report it and we will check it within a day. Show as cards instead
