🏦 Loans
The same loan can cost hundreds of thousands more at one lender than another. See the total cost of borrowing — fees included — from every bank, credit union, micro-lender and development bank in Jamaica.
| Provider & product | Total cost of credit | Loan type | Lender | Rate from | Rate up to | Rate type | Max term | Max amount | Processing fee | Insurance (per year) | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| National Housing Trust (NHT)NHT Home Loan | Total cost of creditJ$25,000interest J$0 + fees J$10,000 + insurance/other J$15,000 Monthly paymentJ$27,778you repay J$1,025,000 in all Effective rate incl. fees1.64%at 0% | mortgage | government | 0% | 5% | fixed | 360 months | J$7,500,000 | 0% | 0.5% | Visit ↗ |
| Students' Loan BureauStudents' Loan Bureau Tuition Loan | Total cost of creditJ$110,190interest J$95,190 + insurance/other J$15,000 Monthly paymentJ$30,422you repay J$1,110,190 in all Effective rate incl. fees7.14%at 6% | education | government | 6% | 9.5% | fixed | 96 months | J$2,500,000 | 0% | 0.5% | Visit ↗ |
About these figures. Rates are headline rates published by each lender and vary with your credit profile, security and term. Fees (processing, legal, valuation, stamp duty, insurance) are typical published figures. Confirm with the lender before applying. Spotted a wrong number? Report it and we will check it within a day. Show as cards instead
