💼 Take-home pay calculator

Put in your gross pay and see exactly what lands in your account after PAYE, NIS, NHT and Education Tax — and what the same job costs your employer. Uses the 2026/27 rates and the J$1,799,376 tax-free threshold.

—take-home per month

—income tax (PAYE)

—NIS + NHT + Ed Tax

—effective deduction rate

What your job costs the employer

On top of your gross, the employer pays NIS 3%, NHT 3%, Education Tax 3.5% and HEART 3%. This is the figure to have in mind when negotiating or pricing a contract.

How it is worked out

NIS 3% of gross, on earnings up to J$5,000,000 a year.
Pension — contributions to an approved scheme (up to 20% of salary) come off before tax.
Education Tax 2.25% of gross less NIS and pension. Not deductible for income tax.
NHT 2% of gross — refundable to you after eight years (see the NHT refund guide).
Income tax 25% of statutory income (gross − NIS − pension) above the J$1,799,376 annual threshold, and 30% on the part above J$6,000,000. Pensioners and people 65+ get extra exemptions.

Indicative. Your payslip may differ for bonuses, arrears, more than one employer or a mid-year start — which is exactly when a refund is usually due. CompareJA is not a tax adviser; Tax Administration Jamaica has the final word.