Taking cards costs 2–5% of every sale plus terminal rent. Banks, payment apps and online gateways compared on the merchant rate, fees and how fast you get your money.
Monthly cost of taking cardsJ$39,0003.9% on J$1,000,000
Solutiononline gateway
Rate on local cards3.9%
Rate on foreign cards3.9%
Per-transaction feeJ$50
Terminal / platform fee (monthly)J$0
SetupJ$0
Days to settle5 days
Needs an account at this bank✗ No
NotesInvoicing, online store and payment links
About these figures. Merchant discount rates are the published or typical rate for a small retailer on local debit/credit cards; international cards, AmEx and card-not-present sales cost more. Banks negotiate rates by volume. Settlement time is to your bank account in Jamaica. Spotted a wrong number? Report it and we will check it within a day. Show as a table
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