💳 Credit Cards
A card that costs J$5,000 a year versus J$15,000, with 36% interest versus 45% — pick the one that costs you least for how you actually use it.
| Provider & product | Yearly cost of this card | Tier | Network | Annual fee | Interest (APR) | Foreign-exchange fee | Min annual income | Rewards | |
|---|---|---|---|---|---|---|---|---|---|
| Scotiabank JamaicaScotiabank Magna Mastercard | classic | Mastercard | J$5,500 | 44% | 3.5% | J$600,000 | Magna points | Visit ↗ | |
| Sagicor Bank JamaicaSagicor Bank Mastercard | classic | Mastercard | J$5,000 | 45% | 3% | J$600,000 | Cash back on select merchants | Visit ↗ |
About these figures. Card terms depend on the card tier you qualify for. Interest only applies when a balance is carried past the due date. Spotted a wrong number? Report it and we will check it within a day. Show as cards instead
