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🛋️ Hire Purchase

That "easy" instalment plan can cost half the price again. See what hire purchase really costs next to a loan before you sign.

2 products · 2 providers

Courts Jamaica (Unicomer)

Courts Hire Purchase

Indicative
Planstandard
Implied interest rate42%
Rate up to55%
Minimum deposit10%
Max term36 months
Admin / documentation feeJ$2,500
Payment protection insurance (per year)0.8%
Late payment feeJ$1,500
Rebate for early settlement✓ Yes
NotesFurniture, appliances, electronics; Ready Finance account
Singer Jamaica

Singer Hire Purchase

Indicative
Planstandard
Implied interest rate45%
Rate up to60%
Minimum deposit10%
Max term36 months
Admin / documentation feeJ$2,000
Payment protection insurance (per year)0.8%
Late payment feeJ$1,500
Rebate for early settlement✓ Yes
NotesAppliances, furniture, electronics

About these figures. Hire-purchase rates are the implied annual interest on the cash price after deposit, worked out from the retailer's published instalment examples. Goods remain the retailer's property until paid off. Spotted a wrong number? Report it and we will check it within a day. Show as a table

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