🏦 Loans
The same loan can cost hundreds of thousands more at one lender than another. See the total cost of borrowing — fees included — from every bank, credit union, micro-lender and development bank in Jamaica.
| Provider & product | Total cost of credit | Loan type | Lender | Rate from | Rate up to | Rate type | Max term | Max amount | Processing fee | Insurance (per year) | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| COK Sodality Co-operative Credit UnionCOK Personal Loan | personal | credit union | 10.5% | 16% | fixed | 84 months | J$5,000,000 | 1% | 0.25% | Visit ↗ | |
| First Heritage Co-operative Credit UnionFirst Heritage Personal Loan | personal | credit union | 11% | 17% | fixed | 72 months | J$4,000,000 | 1% | 0.25% | Visit ↗ | |
| JN BankJN Bank Personal Loan | personal | bank | 12% | 18% | fixed | 72 months | J$4,000,000 | 2% | 0.35% | Visit ↗ | |
| JMMB BankJMMB Personal Loan | personal | bank | 12.5% | 18% | fixed | 72 months | J$5,000,000 | 1.5% | 0.35% | Visit ↗ | |
| Scotiabank JamaicaScotia Personal Loan | personal | bank | 13% | 19% | fixed | 84 months | J$6,000,000 | 2.5% | 0.35% | Visit ↗ | |
| CIBC Caribbean (FirstCaribbean)CIBC Caribbean Personal Loan | personal | bank | 13.5% | 19% | fixed | 84 months | J$5,000,000 | 2% | 0.35% | Visit ↗ | |
| First Global BankFirst Global Personal Loan | personal | bank | 14% | 19% | fixed | 60 months | J$3,000,000 | 2% | 0.35% | Visit ↗ | |
| National People's Co-operative Bank (PC Bank)PC Bank Personal Loan | personal | credit union | 14% | 20% | fixed | 60 months | J$3,000,000 | 1.5% | — | Visit ↗ | |
| NCB (National Commercial Bank)NCB Personal Loan | personal | bank | 14.5% | 20% | fixed | 84 months | J$5,000,000 | 2% | 0.35% | Visit ↗ | |
| Sagicor Bank JamaicaSagicor Bank Personal Loan | personal | bank | 15% | 20% | fixed | 84 months | J$5,000,000 | 2% | 0.35% | Visit ↗ | |
| Access Financial ServicesAccess Personal Loan | personal | micro-lender | 36% | 55% | flat (add-on) | 36 months | J$2,000,000 | 3% | 0.5% | Visit ↗ | |
| Dolla Financial ServicesDolla Personal Loan | personal | micro-lender | 36% | 60% | flat (add-on) | 24 months | J$2,000,000 | 3% | — | Visit ↗ | |
| Kris An Charles InvestmentsKris An Charles Personal Loan | personal | micro-lender | 36% | 60% | flat (add-on) | 24 months | J$1,500,000 | 3% | — | Visit ↗ | |
| Sprint Financial ServicesSprint Personal Loan | personal | micro-lender | 40% | 72% | flat (add-on) | 18 months | J$1,000,000 | 3% | — | Visit ↗ | |
| Courts Ready Cash (Unicomer)Ready Cash Personal Loan | personal | retailer | 42% | 60% | flat (add-on) | 36 months | J$1,500,000 | — | 0.8% | Visit ↗ |
About these figures. Rates are headline rates published by each lender and vary with your credit profile, security and term. Fees (processing, legal, valuation, stamp duty, insurance) are typical published figures. Confirm with the lender before applying. Spotted a wrong number? Report it and we will check it within a day. Show as cards instead
