Sort by Rate on local cards Rate on foreign cards Per-transaction fee Terminal / platform fee (monthly) Setup Days to settle
Solution QR / wallet
Rate on local cards 1.5%
Rate on foreign cards 0%
Per-transaction fee J$0
Terminal / platform fee (monthly) J$0
Setup J$0
Days to settle 1 days
Needs an account at this bank ✗ No
Notes Jamaican customers pay from the Lynk wallet; no terminal
Solution POS terminal
Rate on local cards 2.75%
Rate on foreign cards 3.75%
Per-transaction fee J$0
Terminal / platform fee (monthly) J$2,500
Setup J$7,500
Days to settle 2 days
Needs an account at this bank ✓ Yes
Notes —
Solution POS terminal
Rate on local cards 2.9%
Rate on foreign cards 4%
Per-transaction fee J$0
Terminal / platform fee (monthly) J$3,000
Setup J$8,000
Days to settle 2 days
Needs an account at this bank ✓ Yes
Notes —
Solution POS terminal
Rate on local cards 3%
Rate on foreign cards 4%
Per-transaction fee J$0
Terminal / platform fee (monthly) J$3,000
Setup J$8,000
Days to settle 2 days
Needs an account at this bank ✓ Yes
Notes —
NCB (National Commercial Bank) Indicative
Solution POS terminal
Rate on local cards 3%
Rate on foreign cards 4%
Per-transaction fee J$0
Terminal / platform fee (monthly) J$3,500
Setup J$10,000
Days to settle 2 days
Needs an account at this bank ✓ Yes
Notes Rate negotiable on volume
Solution online gateway
Rate on local cards 3.25%
Rate on foreign cards 3.75%
Per-transaction fee J$40
Terminal / platform fee (monthly) J$5,000
Setup J$25,000
Days to settle 3 days
Needs an account at this bank ✗ No
Notes Via an acquiring bank; suits larger online businesses
Solution POS terminal
Rate on local cards 3.25%
Rate on foreign cards 4.25%
Per-transaction fee J$0
Terminal / platform fee (monthly) J$3,500
Setup J$10,000
Days to settle 2 days
Needs an account at this bank ✓ Yes
Notes Rate negotiable on volume
Solution online gateway
Rate on local cards 3.5%
Rate on foreign cards 4.5%
Per-transaction fee J$25
Terminal / platform fee (monthly) J$0
Setup J$0
Days to settle 3 days
Needs an account at this bank ✗ No
Notes Payment links and e-commerce plugins
Solution mobile / app
Rate on local cards 3.5%
Rate on foreign cards 4.5%
Per-transaction fee J$25
Terminal / platform fee (monthly) J$0
Setup J$0
Days to settle 3 days
Needs an account at this bank ✗ No
Notes Accept cards on an Android phone
Solution online gateway
Rate on local cards 3.9%
Rate on foreign cards 3.9%
Per-transaction fee J$50
Terminal / platform fee (monthly) J$0
Setup J$0
Days to settle 5 days
Needs an account at this bank ✗ No
Notes Invoicing, online store and payment links
About these figures. Merchant discount rates are the published or typical rate for a small retailer on local debit/credit cards; international cards, AmEx and card-not-present sales cost more. Banks negotiate rates by volume. Settlement time is to your bank account in Jamaica. Spotted a wrong number? Report it and we will check it within a day. Show as a table
