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๐ŸŒด Pensions & Retirement Schemes

A 1% difference in annual fees is millions of dollars less at retirement. Approved retirement schemes and individual pension plans compared on the fees that quietly eat your pot.

9 products ยท 9 providers

Indicative
Typeapproved retirement scheme
Management fee (per year)1.25%
Charge on each contribution0%
Minimum monthlyJ$2,000
Fund choices4
US$ fund availableโœ“ Yes
Online portalโœ“ Yes
Access before retirementLocked to age 50+; transferable
VM Wealth Management & VM Pensions

VM Pensions Retirement Scheme

Indicative
Typeapproved retirement scheme
Management fee (per year)1.4%
Charge on each contribution0%
Minimum monthlyJ$2,500
Fund choices4
US$ fund availableโœ“ Yes
Online portalโœ“ Yes
Access before retirementLocked to age 50+; transferable
JMMB Fund Managers

JMMB Retirement Scheme

Indicative
Typeapproved retirement scheme
Management fee (per year)1.5%
Charge on each contribution0%
Minimum monthlyJ$2,000
Fund choices4
US$ fund availableโœ“ Yes
Online portalโœ“ Yes
Access before retirementLocked to age 50+; transferable
Scotia Insurance Jamaica

Scotia Retirement Savings Plan

Indicative
Typeapproved retirement scheme
Management fee (per year)1.5%
Charge on each contribution0%
Minimum monthlyJ$3,000
Fund choices3
US$ fund availableโœ“ Yes
Online portalโœ“ Yes
Access before retirementLocked to age 50+; transferable
NCB Capital Markets & NCB Insurance Agency

NCB Insurance Agency Retirement Scheme

Indicative
Typeapproved retirement scheme
Management fee (per year)1.6%
Charge on each contribution0%
Minimum monthlyJ$3,000
Fund choices5
US$ fund availableโœ“ Yes
Online portalโœ“ Yes
Access before retirementLocked to age 50+; transferable
Indicative
Typeapproved retirement scheme
Management fee (per year)1.75%
Charge on each contribution0%
Minimum monthlyJ$5,000
Fund choices5
US$ fund availableโœ“ Yes
Online portalโœ“ Yes
Access before retirementLocked to age 50+ (FSC rules); transfer to another scheme allowed

About these figures. Management fees are the published annual charge on fund value; contribution charges are taken from each deposit. Projections assume a 7% gross return and are illustrative, not a promise. Contributions to FSC-approved schemes are tax-deductible up to 20% of salary. Spotted a wrong number? Report it and we will check it within a day. Show as a table

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