🏦 Loans
The same loan can cost hundreds of thousands more at one lender than another. See the total cost of borrowing — fees included — from every bank, credit union, micro-lender and development bank in Jamaica.
| Provider & product | Total cost of credit | Loan type | Lender | Rate from | Rate up to | Rate type | Max term | Max amount | Processing fee | Insurance (per year) | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| COK Sodality Co-operative Credit UnionCOK Mortgage | mortgage | credit union | 8.25% | 9.5% | variable | 360 months | J$40,000,000 | 1% | 0.5% | Visit ↗ | |
| COK Sodality Co-operative Credit UnionCOK Motor Vehicle Loan | auto | credit union | 9% | 11% | fixed | 96 months | J$12,000,000 | 1% | 0.25% | Visit ↗ | |
| First Heritage Co-operative Credit UnionFirst Heritage Education Loan | education | credit union | 9% | 12% | fixed | 60 months | J$3,000,000 | 1% | — | Visit ↗ | |
| Jamaica Co-operative Credit Union League (member CUs)Credit-union agricultural loan (typical) | agriculture | credit union | 9% | 14% | fixed | 60 months | J$10,000,000 | 1% | — | Visit ↗ | |
| National People's Co-operative Bank (PC Bank)PC Bank Farm Loan | agriculture | credit union | 10% | 18% | fixed | 60 months | J$20,000,000 | 1.5% | — | Visit ↗ | |
| COK Sodality Co-operative Credit UnionCOK Personal Loan | personal | credit union | 10.5% | 16% | fixed | 84 months | J$5,000,000 | 1% | 0.25% | Visit ↗ | |
| First Heritage Co-operative Credit UnionFirst Heritage Personal Loan | personal | credit union | 11% | 17% | fixed | 72 months | J$4,000,000 | 1% | 0.25% | Visit ↗ | |
| National People's Co-operative Bank (PC Bank)PC Bank Personal Loan | personal | credit union | 14% | 20% | fixed | 60 months | J$3,000,000 | 1.5% | — | Visit ↗ |
About these figures. Rates are headline rates published by each lender and vary with your credit profile, security and term. Fees (processing, legal, valuation, stamp duty, insurance) are typical published figures. Confirm with the lender before applying. Spotted a wrong number? Report it and we will check it within a day. Show as cards instead
