🏦 Loans
The same loan can cost hundreds of thousands more at one lender than another. See the total cost of borrowing — fees included — from every bank, credit union, micro-lender and development bank in Jamaica.
| Provider & product | Total cost of credit | Loan type | Lender | Rate from | Rate up to | Rate type | Max term | Max amount | Processing fee | Insurance (per year) | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| JN Small Business LoansJN Small Business Loan | micro | micro-lender | 24% | 42% | fixed | 36 months | J$5,000,000 | 3% | 0.5% | Visit ↗ | |
| Dolla Financial ServicesDolla Business Loan | micro | micro-lender | 30% | 60% | flat (add-on) | 24 months | J$5,000,000 | 3% | 0.5% | Visit ↗ | |
| Access Financial ServicesAccess Personal Loan | personal | micro-lender | 36% | 55% | flat (add-on) | 36 months | J$2,000,000 | 3% | 0.5% | Visit ↗ | |
| Dolla Financial ServicesDolla Personal Loan | personal | micro-lender | 36% | 60% | flat (add-on) | 24 months | J$2,000,000 | 3% | — | Visit ↗ | |
| Kris An Charles InvestmentsKris An Charles Personal Loan | personal | micro-lender | 36% | 60% | flat (add-on) | 24 months | J$1,500,000 | 3% | — | Visit ↗ | |
| Lasco MicrofinanceLasco Microfinance Business Loan | micro | micro-lender | 36% | 60% | flat (add-on) | 24 months | J$2,000,000 | 3% | — | Visit ↗ | |
| Worldnet MicrofinanceWorldnet Micro Loan | micro | micro-lender | 36% | 60% | flat (add-on) | 24 months | J$1,500,000 | 3% | — | Visit ↗ | |
| Access Financial ServicesAccess Micro Loan | micro | micro-lender | 38% | 60% | flat (add-on) | 24 months | J$1,000,000 | 3% | 0.5% | Visit ↗ | |
| Sprint Financial ServicesSprint Personal Loan | personal | micro-lender | 40% | 72% | flat (add-on) | 18 months | J$1,000,000 | 3% | — | Visit ↗ | |
| Sprint Financial ServicesSprint Salary Advance | salary advance | micro-lender | 60% | 120% | flat (add-on) | 3 months | J$300,000 | 5% | — | Visit ↗ |
About these figures. Rates are headline rates published by each lender and vary with your credit profile, security and term. Fees (processing, legal, valuation, stamp duty, insurance) are typical published figures. Confirm with the lender before applying. Spotted a wrong number? Report it and we will check it within a day. Show as cards instead
